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About Paypal | Pay in 4

Pay in 4 with no interest and no late fees.

Divide your purchase into 4 interest-free instalments, at millions of stores around the globe.

 

Pay in 4: Easy as 1 - 2 - 3 

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Checkout with PayPal

 

 

 

 

 

 

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Choose 'PayPal Pay in 4*' and complete your purchase

 

 

 

 

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Make the first payment at the time of purchase and pay the rest in 3 payments - one every two weeks.

 

 

 

 

Pay in 4 is fast, flexible & secure.

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No interest charged

Make interest-free payments
with PayPal Pay in 4.

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No sign-up or late fees

No sign-up fees or late fees on your purchases

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Use it at millions of
online stores globally.

Shop at your favourite brands and retailers, enjoy now and pay later.

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It’s backed
by PayPal.

Get the same security and buyer protection you already enjoy from PayPal.

For full terms and conditions see here.

    Now is the time to divide and achieve with PayPal Pay in 4!

    • Make interest-free payments.
    • No late fees.
    • Get a decision in seconds.
    • Backed by the same security and PayPal Buyer Protection you expect from PayPal.
    • Available at millions of merchants online.

    Still have questions? Check out our FAQs to learn more

    See Our FAQs

    Sometimes we may disclose your personal information to a credit reporting body. To find out more about our credit reporting practices please see our statement of notifiable matters here.

    *PayPal Pay in 4 is provided by PayPal Credit Pty Limited (ACN 600 629 258) to Australian residents and is subject to eligibility criteria and credit application. Available on eligible transactions between AU$30 and $2,000. Use may impact a customer's credit score. Please see full terms and conditions for more details.

    Terms & Conditions:

    1 Offer is available to eligible PayPal account holders and availability may depend on merchant, transaction type and amount.

    2 PayPal Pay in 4 allows you to pay for eligible purchases valued between AU$30 and $2,000 in 4 interest-free instalments.

    3 Your first instalment is due at the time you make your purchase. The next 3 instalments are due every 2 weeks after your first instalment.

    4 There is no sign-up fee and repayments are made automatically from your PayPal account using the payment method you select.

    5 You may repay the amount you owe in full at any time, without any fees or charges.

    6 If an instalment amount is advertised, it is based on the advertised purchase price and may not include additional costs like shipping, insurance, currency conversion, etc.

    7 When you apply, we may carry out a credit check and if you miss a repayment, it may impact your credit rating.

    8 Please see terms and conditions for full details.

    9 For more information about how PayPal handles your personal information please refer to our Privacy Statement.

    10 To read the Target Market Determination for this product, see the Legal Hub.